
Top 10 Places to Live in Minnesota That Are Actually Affordable in 2025
Things continue to get more and more expensive and our bank accounts are feeling it. However, there are a few places in Minnesota where the increasing prices may not hit as hard.
These are the towns in Minnesota that are the most affordable, and the top 10 are based one a few different cost factors that can really increase your cost of living.
ALSO READ: This is The Most Friendly Town in Minnesota
To find the most affordable places to live in Minnesota, Houzeo did the grunt work and determined the rankings by things like:
Median Home Value
Median House Rent
Cost of Living Compared to the National Average
Median Household Income
Population
Is Minnesota an Affordable Place to Live?
Before we get into the cheapest Minnesota towns, I discovered that Minnesota as a whole is actually one of the most affordable places to live in general. We came in as the 15th cheapest state to live in according to Zoocasa.
The top 5 cheapest states are North Dakota, Iowa, Mississippi, Oklahoma, and West Virginia at number one.

Most Affordable Places to Live in Minnesota
As we know, not all towns or cities are created equal and some are way more expensive than others. The most affordable places to live in Minnesota for 2025 are...
10. St. Paul
This one surprised me! I just didn't think our capital would be one of the cheapest places to live. The median home value is $279,409 and the median house rent is $1,381 per month.
9. Duluth
Median home value: $262,257, Median house rent: $1,775
8. Bemidji
Median home value: $201,214, Median house rent: $1,200
7. Marshall
Median home value: $225,626, Median house rent: $775 (this isn't even the cheapest rent in the top 10!)
6. Worthington
Median home value: $223,845, Median house rent: $810
5. Crookston
Median home value: $171,048, Median house rent: $728
4. Austin
Median home value: $174,182, Median house rent: $899
3. Fairmont
Median home value: $156,893, Median house rent: $700
2. Albert Lea
Median home value: $160,916, Median house rent: $995
1. Hibbing
Median home value: $144,834, Median house rent: $925
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Gallery Credit: troy dunken
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