We all dream about winning a huge lottery jackpot. But what if that mountain of money is already out there, just waiting for you to find it?

The state of Minnesota is currently sitting on hundreds of millions of dollars in unclaimed property and money. State officials estimate there is a 1 in 20 chance that some of that missing money actually belongs to you. Checking to see if anything is owed to you is easier, and cheaper (it’s free) than buying a scratch-off ticket.

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What Unclaimed Property Does the State of Minnesota Hold?

AndreyPopov
AndreyPopov
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When a business can't find you to deliver a check or a refund, they can't just keep the cash. By law, they must send it to the State of Minnesota for safekeeping. Common "lost" items include:

  • Utility Deposits: That security deposit from an apartment you left five years ago.
  • Final Paychecks: An uncashed final paycheck from a summer job you worked in college.
  • Dormant Accounts: A savings account opened by a grandparent that hasn't been touched in a decade.
  • The Safe Deposit Box: When box leases expire and owners can't be found, the physical contents—from gold coins to rare baseball cards—eventually head to the state vault.

How Much Does It Cost To Search?

It costs absolutely nothing to check if there's an uncashed check or an inactive bank account with your name on it.

SIphotography
SIphotography
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You don't need to hire anyone or pay a "finder's fee." It’s your money, and the state wants you to have it for free.

 

I searched my name in the state's database and struck out this time. Hopefully, you have better luck. You might find fifty bucks, or you might find a life-changing surprise.

How To Check If Minnesota Has Money For You

AntonioGuillem
AntonioGuillem
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Finding out if the state is holding property with your name on it takes about 10 seconds. You can search the Minnesota Department of Commerce's official online database for free.

How to Find and Claim Your Property:

  1. Enter your last name or business name in the search field here.
  2. Add a first name, city, or zip code to narrow down the results.
  3.  If you find a match, click "Claim" and follow the prompts to "Continue To File Claim."

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Gallery Credit: Troy Dunken

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